Tenant
Tenant insurance that satisfies your lease — and actually protects you
Your landlord's policy covers the building, not your belongings or your liability. Tenant coverage is inexpensive, and we can usually issue a certificate the same day your lease requires one.
What a policy typically covers
- Contents
- Your furniture, electronics, clothing, and personal items against fire, theft, water damage, and more.
- Personal liability
- If you accidentally cause damage to the building or a neighbour's unit, or someone is injured in your unit.
- Additional living expenses
- Temporary accommodation and extra costs if your unit becomes uninhabitable after a covered loss.
- Improvements
- Coverage for betterments you paid for in a rented unit, where the policy allows.
Options worth asking about
- Sewer backup and overland water endorsements
- Identity theft assistance
- Scheduled coverage for bikes, laptops, and instruments
- Higher liability limits where a lease requires them
- Student coverage away from home
- Same-day certificates of insurance for landlords
Request a tenant quote
Tell us a little about what you need and a licensed broker will come back with options.
Not sure which coverage you need? Call us and we'll walk through it.